Calculators and Resources

Real Estate Resources

We want to help make your experience as seamless and effortless as possible. That's why we've put together some quick and easy calculators to help you make the best decision for you and your family.
Mortgage Calculator (Embed)

Calculate Your Mortgage Payment

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$
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Please look below to find the latest interest rates.
Advanced Settings ⌄
%

Typical: 0.8%–2.0% of value / year.

$

Enter the yearly premium (we’ll divide by 12).

$

Private Mortgage Insurance. Leave 0 if not applicable.

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Leave 0 if none.

$—
Purchase Price
$—
Down Payment
$—
Loan Amount
$—
Estimates for education only, not a commitment to lend. Taxes/insurance/PMI/HOA are user inputs and vary by location and insurer.
Home Affordability Calculator

Home Affordability Calculator

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Advanced Inputs ⌄
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Max Affordable Payment
$—
Estimated Loan Amount
$—
Max Home Price
$—
Recommended Price Range
$—
Rent vs Buy Calculator

Rent vs Buy Comparison

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Advanced Inputs ⌄
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Renting

Current Monthly Rent
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Rent After 5 Years
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Rent After 10 Years
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Total Paid Over 5 Years
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Total Paid Over 10 Years
$—

Buying

Monthly Mortgage Payment
$—
Monthly Ownership Cost
$—
Total Cost Over 5 Years
$—
Total Cost Over 10 Years
$—
Investment Property Cap Rate Calculator

Investment Property Cap Rate Calculator

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NOI & Cap Rate

Gross Annual Rent
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Operating Expenses
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Net Operating Income (NOI)
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Cap Rate
—%
GRM (Price / Annual Rent)

Cash Flow & Cash-on-Cash

Monthly Cash Flow
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Annual Cash Flow
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Cash-on-Cash Return
—%
Relocation Cost Calculator (Embed)

Relocation Cost Calculator

miles
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Additional Costs ⌄
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$

$—
Total Relocation Cost
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Estimates only. Actual relocation costs vary based on distance, moving company, and services selected.
Home Equity Review Calculator (Embed)

Home Equity Review

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Advanced Inputs ⌄
yrs
%
$

$—
Current Equity
$—
Loan-to-Value (LTV)
—%
Appreciation Since Purchase
$—
Estimates only. Mortgage balances and home values vary. Consult with a real estate professional for a full equity assessment.
15 vs 30 Year Payment Comparison

15 vs 30 Year Mortgage Comparison

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Advanced Inputs ⌄
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30 Year Mortgage

Monthly Payment
$—
Total Interest
$—
Total Cost of Loan
$—

15 Year Mortgage

Monthly Payment
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Total Interest
$—
Total Cost of Loan
$—
Seller Net Sheet Calculator

Seller Net Sheet Calculator

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%
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Total Deductions
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Estimated Net Proceeds
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O'Reilly Property Group

Eileen's Insights

Get the latest insights, guides, and real estate tips from Eileen O'Reilly, team leader of O'Reilly Property Group. Whether you're in the Bay Area or looking north to Oregon, we can help you find your dream home and assist to make your move seamless.
Real Estate

Buying vs. Renting in Eugene, Oregon: Which Builds More Long-Term Wealth?

Trying to decide whether to buy or rent in Eugene, Oregon? Learn how homeownership can help build long-term wealth through equity, appreciation, stability, and local market opportunity.
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Why First-Time Homebuyers in Eugene Should Not Wait for the Perfect Market

First-time homebuyers in Eugene, Oregon often wait for the perfect market, but timing everything perfectly is difficult. Learn why preparation, local guidance, and long-term thinking matter more than waiting.
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Buying vs. Renting in San Francisco: Is Owning Still Worth It?

Trying to decide whether to buy or rent in San Francisco? Learn how homeownership can still build long-term wealth through equity, appreciation, stability, and strategic ownership in one of the country’s most competitive real estate markets.
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Why First-Time Buyers in San Francisco Should Think Long-Term

First-time buyers in San Francisco face a competitive and expensive market, but long-term thinking can make homeownership more achievable. Learn how equity, strategy, and the right property can help buyers build future value.
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11 Feb 2025
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